Affordable coverage designed to protect your family’s future—no medical exams required.
We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.
Apply in minutes and get covered without medical exams or lengthy paperwork.
Choose from 10-year, 20-year, or coverage until age 70, depending on your needs and budget.
Up to $150,000 in coverage for individuals aged 18–60.
Options for spouse and child coverage ensure your whole family is secure.
Skip the doctor’s visit—your coverage is based on a few simple health questions.
Skip the doctor’s visit—your coverage is based on a few simple health questions.
Add coverage for your spouse (up to $45,000) and children (up to $15,000).
Upgrade to whole life insurance at any time without additional health screenings.
We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.
Complete your application in just a few minutes from the comfort of your home.
Most applications are approved instantly, so you can secure your coverage today.
Enjoy the assurance that your loved ones are protected, no matter what.
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
Guaranteed life insurance is a type of policy that ensures approval regardless of your health history or current medical condition, as long as you meet the membership criteria for Live Well USA. It requires no medical exams or health questions, outside of tobacco user or non-tobacco user, making it an ideal choice for individuals who might otherwise have difficulty qualifying for traditional life insurance. With BuzzON Benefits, you can enjoy peace of mind knowing that coverage is always within reach.
With BuzzON Benefits, you can secure: For Whole Life Insurance, up to $100,000 in coverage. For Term Life Insurance, up to $150,000 in coverage. These flexible coverage amounts are designed to meet your unique needs and help protect your family’s future.
The insurance is offered exclusively through BuzzON Benefits in partnership with Live Well USA. We collaborate with top-rated carriers to ensure you receive reliable and trustworthy coverage. Our commitment is to deliver exceptional service and accessible solutions for every member.
Membership is restricted from individuals engaged in high-risk occupations or activities that significantly impact personal wellness or safety. These may include, but are not limited to, physically hazardous or high-stress roles where long-term health may be compromised. Anyone that is currently on hospice care, in the hospital , or in an assisted living or nursing is not eligible for membership.
With BuzzON Benefits, guaranteed life insurance is just a few clicks away.
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