Connecting You to Live Well USA Membership & Exclusive Benefits.

Access simplified issue coverage through membership in Live Well USA—no exams, just a few health questions.

Guaranteed Life Insurance in Minutes

Access guaranteed coverage through membership in Live Well USA — no medical exams, instant approval.

Membership Matters:
Get Covered with Confidence

BuzzOn Benefits is proud to connect you with exclusive life insurance options available only to Live Well USA members. Membership unlocks access to trusted life insurance with guaranteed approval, flexible plans, and no medical exams.

Coverage with No Medical Exams

No medical exams—just life insurance you can count on.

Flexible Plans

Choose from term, whole life, or both policies to suit your needs.

Family Options

Affordable add-ons for spouse and children's coverage.

Trusted Providers

Backed by A-rated carriers with a proven track record.

How It Works

Get covered in minutes and enjoy lifelong peace of mind for you and your family.

Choose Your Coverage

Select a plan that fits your needs with instant approval.

Join Live Well USA

Become a member of Live Well USA to unlock exclusive group life insurance options.

Enjoy Peace of Mind

Rest easy knowing your loved ones are financially protected.

Explore Our Plans

Whether you need short-term protection or lifelong security, our plans are built to keep you covered.

Whole Life
Insurance

Term Life
Insurance

Insurance Quote Calculator

We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.

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Benefit Amounts

Price For

Tobacco

Type

Great news! Our data-powered platform has generated this quote just for you.

Calculate Coverage Amount

Coverage Type

Primary Date of Birth

Select Coverage Amount:

Min: $5,000

Max: $150,000

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First Name*

Last Name*

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Email Address*

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Pay by Credit Card!
INCLUDES:
- Accidental Death Benefit Rider
- Disability Waiver of Premium Rider

Coverage Amount $50,000
Coverage Type Null

$0.00/mo.

Plus Association Fee: +$19.99

See full plan details by clicking here

Frequently Asked Questions

Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.

What is simplified issue life insurance?

Simplified issue life insurance allows you to apply without a medical exam. Instead, you'll answer a few health questions to determine eligibility. This makes coverage more accessible and faster to obtain compared to fully underwritten policies. Through membership in Live Well USA, you gain access to these simplified plans with trusted carriers.

How much coverage can I get?

With BuzzON Benefits, you can secure: For Whole Life Insurance, up to $100,000 in coverage. For Term Life Insurance, up to $150,000 in coverage. These flexible coverage amounts are designed to meet your unique needs and help protect your family’s future.

Who provides the insurance?

The insurance is offered exclusively through BuzzON Benefits in partnership with Live Well USA. We collaborate with top-rated carriers to ensure you receive reliable and trustworthy coverage. Our commitment is to deliver exceptional service and accessible solutions for every member.

Membership Criteria for Live Well USA?

Membership is restricted from individuals engaged in high-risk occupations or activities that significantly impact personal wellness or safety. These may include, but are not limited to, physically hazardous or high-stress roles where long-term health may be compromised. Anyone that is currently on hospice care, in the hospital , or in an assisted living or nursing is not eligible for membership.